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Frequently Asked Questions

Where can I find current interest rates for tvfcu loans?

Actual rate received based on applicants credit worthiness. Rates vary daily. For current rates, contact us at 423-634-3667 or speak with your area Mortgage Originator. Please visit the TVFCU Mortgage Center for a rate estimate here.

How do I calculate the actual interest paid to lenders?

Borrowers seeking loans can calculate the actual interest paid to lenders based on their advertised rates by using the Interest Calculator. For more information about or to do calculations involving APR, please visit the APR Calculator.

How is the APR on a loan calculated?

Loan APR is determined by adding 2% to the dividend rate you are earning on the share account that will be secured for the loan. Loan APR is determined by adding 2% to the dividend rate you are earning on the share account that will be secured for the loan. Rates vary daily.

How much can you finance a used car from the credit union?

In addition GAP Protection may be added. 75 months on used vehicles requires invoice or NADA retail value greater than $12,500.00. 2 For qualified borrowers, the Credit Union can finance up to 135% of MSRP or NADA Retail INCLUDES tax, tag, warranty.

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